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Corporate

Your benefits program, built alongside you.

We bring the experience, scale and standing to serve Panama’s most demanding accounts — with the discipline and closeness a benefits program requires, year after year.

30-min meetingBook with a partner→WhatsAppTalk to a broker
300+
programs designed
2014
in the market since
5.000+
people insured
and dozens of group programs
§ Corporate suite

A representative selection of our coverage.

This is a snapshot. We also structure bespoke policies, fronting arrangements and industry-specific coverage along with other tailored solutions for each organization. If you don’t see what you’re looking for, let’s discuss.

Group
Group medical
Comprehensive medical coverage for the workforce, with access to Panama’s full provider network.
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Group
Group life
A benefit paid to beneficiaries in the event of natural or accidental death.
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Group
Personal accident
Protection against bodily injury and permanent disability for employees.
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VIP
Executive solutions
Premium coverage for senior leadership, with differentiated terms and dedicated service.
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Commercial
Bonds & contracts
Performance, tender, judicial and purchase-order bonds — fully underwritten.
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Commercial
Construction all-risk
CAR: coverage for the full construction cycle — material damage, catastrophe and liability.
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Fleet
Commercial auto
Fleet coverage with centralized claims management.
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Fleet
Heavy equipment
Physical damage and material loss coverage for off-road machinery.
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Liability
General liability
Bodily injury, third-party property damage, client property and advertising injury.
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Fidelity
Key persons & fidelity
Protection against loss of property or funds due to employee dishonesty.
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Commercial
Property & fire
Financial protection against destruction or damage to commercial premises and installations.
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Employee benefit
Preferred employee rates
Employees of our client organizations access personal auto, health and life at negotiated rates.
§ We also underwrite
Don’t see what you need? There’s a great deal more — we design bespoke policies, fronting structures, industry-specific coverage and beyond.
Schedule with a partner →
View additional corporate coverage ↓
§ Our method

A clear method for protecting what matters.

I.
Understand
We start from where you are today.
II.
Design
We build a solution tailored to you.
III.
Coordinate
We manage quotes, issuance and documentation.
IV.
Stay engaged
We support you through changes, claims and renewals.
V.
Follow up
We keep you informed when it matters.
Explore each step ↓
I.
Understand the starting point.
We begin by understanding what’s in place today. We analyze the incumbent policy, its structure, real utilization by employees and where it can be improved.
If no program exists yet, we design one from a blank sheet — aligned to the workforce, the operation and the financial objectives of the business.
II.
Design the program.
Structure built to fit — coverage, deductibles, provider networks, voluntary components and financing — with candid negotiation across insurers.
We present clear scenarios so HR and finance can decide with data, not with assumptions.
III.
Implement with discipline.
Structured enrollment, credential delivery, information materials and employee sessions. HR is never left alone.
Day one should be as clear as the proposal. Every employee understands what they have, and how to use it.
IV.
Stay engaged with usage.
On-site presence, 1:1 consultations with employees, and sessions covering nutrition, vision, dental and wellbeing. We raise awareness and improve utilization.
When the benefit is understood, it’s used. When it’s used, the return to the organization becomes visible.
V.
Report with clarity.
Clear, actionable reporting on utilization and trends. A genuine resource that supports HR’s broader responsibilities.
Reports translate into decisions — for renewal, redesign and internal communication.
Schedule with a partner →
Feria de salud en oficina
§ Health Fairs

We bring health into the workplace.

As part of our group programs, we run health fairs at your offices — at no additional cost. Your team maximizes the value of the policy without leaving work.

Healthier, more engaged employees, as they deserve — and a tangible demonstration of the value the company delivers to its people.

01
Opticians
Vision checks and frame fittings, on-site.
02
Nutritionists
Individual evaluations and guidance on healthy habits.
03
Health checks
Blood pressure, glucose, screenings and quick GP consultations.
04
Dental
Oral reviews and guidance to make full use of dental coverage.
05
Wellbeing
Sessions on mental health, physical activity and prevention.
06
Vaccinations
Seasonal flu and other on-site vaccination drives.
07
Network partners
Informational sessions with key providers in your medical network.
+
Bespoke
We coordinate additional providers and experiences aligned to your team’s interests.
Quote a program →
Oficinas corporativas en Ciudad de Panamá
§ A corporate client
"We’ve worked with Mint Group for several years. Always the most attentive and the most capable when we’ve needed them. We keep coming back because we consistently get the best terms — it’s hard to match."
Refrescos Tropicales
Corporate client

Start with an assessment.

Thirty minutes with one of our partners. We’ll deliver a candid diagnostic of your current program — no commitment required.

Schedule with a partner → WhatsApp +507 6206-0087
Request a quote