Group personal accident insurance

Care and support while you recover.More information

Medical care and financial support for your team after an accident. Choose protection for working hours, specific activities or around the clock.

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Personal accident
Personal accident

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Protection for your business

More about this coverage

Support your team with benefits for medical treatment and recovery after an accident, plus financial protection for employees and their families. Options are available for regular staff, temporary groups and specific activities.

Choose medical expense benefits to help pay for treatment, disability benefits for lasting support, and financial protection for employees’ families. We help you select a combination suited to the work your team does and the support you want to offer.

Protection can follow your team during working hours, throughout the day or for a particular event or project. We help organize enrollment and explain how employees can access their benefits and request assistance after an accident.

  1. 01Life and physical wellbeing
    01 / 03

    Financial protection for you and your family

    Accidental death

    Financial support for the chosen beneficiaries following a fatal accident.

    Permanent disability

    Financial benefits for total disability or permanent physical losses caused by an accident, based on the benefit schedule.

  2. 02Care and support
    02 / 03

    Medical care and family support

    Accident medical expenses

    Help with diagnosis and treatment costs after an accidental injury, alongside existing health insurance.

    Funeral expenses

    An advance to help the family with funeral expenses following a fatal accident.

  3. 03People, tasks and hours
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    Protection at work and beyond

    Working hours or broader protection

    Choose protection during work, for specific activities or 24 hours a day.

    Teams and temporary activities

    Short-term protection for event participants, project teams and other groups taking part in specific activities.

Each proposal has its own scope. Before you choose, we confirm the benefits and limits offered and explain them to you.

Start with your situation

What we review together.

These details help us compare suitable options. We can start with a conversation and help you gather the documents.

  • Number of people, occupations and specific activities.
  • Dates, working hours, locations and travel exposure.
  • Intended death, disability and medical expense benefits.

How Mint supports you

  1. A plan that fits

    We compare options for your team.

  2. Employee changes

    Help when employees join or leave.

  3. Guidance and claims

    Support when using the policy.

  4. Renewal

    We review your program each year.

Talk to an adviser

Common questions.

Can it protect outside work?

Yes, 24-hour options are available. Other plans cover only specified working hours or activities. We help you choose the approach that fits the people and work you want to protect.

Can it cover an event or short project?

We can review temporary coverage for the event or project. Tell us who is taking part, what they will do and the dates involved. We take those details to insurers and help with enrollment.

Can permanent partial disability qualify for a benefit?

Plans can provide payments for permanent physical losses, with the amount based on a benefit schedule. We explain which losses are included, the percentage payable for each and the benefit amount you are choosing for the group.

Can it complement group health?

Yes. We compare the medical expense and cash benefits in both plans, so you understand what each one provides.

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