Fire and allied perils
Protection for business assets against fire and additional events such as earthquake and water damage. We identify contents, improvements and other insured items.
← Insurance for your business
SME multi-risk package
A practical programme for your business, its contents and operational liability. We combine the sections your small or medium business needs around a clear budget.
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Protection worth understanding.
A shop, office or workshop faces more than fire exposure. It has equipment, stock, visitors and cash movements. Commercial multi-risk packages combine sections in one contract for easier management. Mint helps select the sections relevant to your activity and reviews each sum separately.
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01Premises and contents 01 / 03What you have built.
Burglary and robbery
Options for goods, equipment and valuables under the contracted theft sections. We review security, cash handling and the section limit.
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02Liability and equipment 02 / 03Protection for your work.
Premises liability
Support for third-party injury or damage arising from insured operations, particularly where customers visit or work takes place at other premises.
Electronic equipment
A section for business electronic equipment. We identify the equipment and review its relationship to fire and other protection.
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03Property and trust 03 / 03The details matter, too.
Glass and signs
Options for shop windows, glass and signs. We review values and locations to include relevant premises assets.
Employee dishonesty
Protection against losses from dishonest employee acts may be included. We review roles, controls and sums for your business type.
These are areas to assess, not a promise that every plan includes them. We confirm the proposed scope, benefits and limits with you before you choose.
One package with comparable limits.
Packaging cover does not mean every section shares the same sum. Theft, cash, electronics and glass may have specific limits. We show those amounts alongside the premium so you can compare actual protection, particularly where stock is concentrated or equipment is essential.
Use of the premises matters. Tenants may need contents and improvements, while owners should review the building. Customer visits create premises liability needs; product distribution requires a separate cargo review. The package should be built around the activity.
Start with your situation
What we review together.
These details help us ask the right questions and compare options on a consistent basis. We can start with a conversation and organise the documents with you.
- Activity, address, owned or leased premises and security measures.
- Inventory of goods, furniture, improvements and equipment.
- Customer visits, cash movements and the consequences of temporary closure.
How Mint helps
We organise your needs, present the risk and compare proposals with you. Before you choose, we explain the cover, limits and cost. During the policy period, we support changes, claims and renewal, with a team you can speak to.
Talk to an adviserBefore you decide.
Should I choose a package or separate policies?
We compare both structures against your values and activity. A package may simplify management; larger exposures or specialist needs may require specific sections or contracts.
Does one sum apply to every section?
Sections can have different limits. We clearly present the proposed amounts for fire, theft, liability and equipment so the programme reflects your priorities.
Can it include lost income?
We can request business interruption or loss-of-rent assessment where relevant, reviewing basis, sum and period separately from physical damage.
What if stock increases?
We review increased concentrations and request sum updates where appropriate, considering peak seasons and new product lines.
Let’s design
your coverage.
Tell us about SME multi-risk package. Our team will help with the next step.
WhatsApp +507 6206-0087 ↗