Buildings and common property
We assess the structure, installations and declared common property, with sums suited to reconstruction and replacement.
Condominium insurance
A careful review of your building, common areas and shared equipment. We help the property manager and board build protection around the community’s needs.
Explore your coverage
Understand your protection.
Condominium insurance should start with an inventory of the property and community responsibilities. Buildings, pumps, lifts, electrical systems and liability each need specific attention. We review the program, values and documents to distinguish shared protection from owners’ and occupants’ individual policies.
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01Building and shared property 01 / 03The property you share.
Fire and natural perils
We review fire, explosion, earthquake, windstorm and water damage for insured property. Exposure and building location guide the proposal.
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02Pumps, lifts and equipment 02 / 03What keeps the building working.
Pumps and lifts
Machinery breakdown deserves its own technical section, identifying pumps, lifts, motors and fixed equipment with their values and specifications.
Electronic equipment
We review control equipment and other condominium electronics to identify the items and values to include.
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03Liability and recovery 03 / 03Support for shared spaces.
Third-party liability
Protection against third-party injury or property damage claims arising from insured condominium activities. We define premises and operations with the administration.
Damage and recovery costs
We assess debris removal and other relevant costs of recovering property after covered damage, with limits identified in the proposal.
Each proposal has its own scope. Before you choose, we confirm the benefits and limits offered and explain them to you.
Review the property, not just the premium.
The distinction between shared areas and private units is the start of assessment. Condominium rules and declared property should be checked against the policy: structural protection can extend beyond corridors and visible common areas. We review common and individual interests without assuming every apartment or its contents is included.
Pumps, lifts and generators need a technical inventory. Fire damage and internal breakdown are assessed in different sections, alongside electronics and liability. We present values and functions to the insurer and explain the program to the administration to support renewal and claims.
Start with your situation
What we review together.
These details help us ask the right questions and compare like with like. We can start with a conversation and help you organize the documents.
- Condominium rules, available plans, building uses and existing policy.
- Appraisal or reconstruction values and common machinery and equipment inventory.
- Maintenance, fire systems, claims and board priorities.
How Mint helps
We take time to understand what you need, present the details to insurers and compare proposals with you. Before you choose, we explain the cover, limits and cost. Then we stay by your side for changes, claims and renewals, with a team you can talk to.
Talk to an adviserBefore you decide.
Does the condominium policy replace my apartment insurance?
We review the property declared under the shared policy and what should be insured individually, such as contents and personal liability. Coordinating them clarifies each owner’s protection.
Does the board need its own review?
Yes. We distinguish operating liability from directors’ decisions, review the structure and seek suitable options without assuming one section addresses both.
How are lifts and generators assessed?
We request identification, capacity, age, value and maintenance for technical assessment, checking coordination with property damage.
Why does the board need an inventory?
It identifies insured property, values and relevant sections, helping explain proposals to owners and update protection when equipment is replaced.
Let’s design your coverage.
Let’s begin with a few details. Our team will help with the next step.
WhatsApp +507 6206-0087 Let’s talk about your condominium ↗