Management claims
Protection against claims relating to errors or omissions in management duties. We identify the activities and responsibilities to assess.
← Insurance for your business
D&O · Directors & officers
Leadership decisions also deserve protection. We review your organisation and its directors’ and officers’ exposure to management-related claims.
Explore the next step ↓
Protection worth understanding.
D&O focuses on liability arising from directors’ and officers’ management duties. It serves a different purpose from covering premises accidents or errors in professional services. Mint assesses who makes decisions, for which entities and in which countries before seeking a programme suited to the organisation.
-
01Management and personal assets 01 / 03Decisions bring exposure, too.
Directors’ personal exposure
Assessment considers the personal exposure of those running the organisation. We review roles, duties and links with other group entities.
-
02Defence and insured people 02 / 03A claim needs support.
Defence and claimed losses
We seek clarity on defence costs and the losses addressed by the proposal, explaining how limits are allocated before you decide.
Insured entities and people
We define the entities, directors and functions to submit for assessment, particularly where subsidiaries or structural changes are involved.
-
03Territories and continuity 03 / 03A view of the whole group.
International operations
For groups operating outside Panama, we review territories and claim jurisdictions. International arrangements require specific confirmation in the offer.
Programme continuity
We review previous policies, dates and corporate changes to present a complete renewal history. These are assessment points rather than assumed benefits.
These are areas to assess, not a promise that every plan includes them. We confirm the proposed scope, benefits and limits with you before you choose.
The board, entities and actual decisions.
D&O assessment starts with the organisation: decision-makers, entities and relationships with shareholders and other parties. Financial statements and planned changes help present the profile. Subsidiaries and international activity need explicit identification rather than a description of the group as one undifferentiated company.
Comparison needs clarity on insured people, contemplated claims and defence costs. We also review history and policy periods before renewal. Mint turns technical questions into an understandable decision, coordinated with the organisation’s legal and finance teams.
Start with your situation
What we review together.
These details help us ask the right questions and compare options on a consistent basis. We can start with a conversation and organise the documents with you.
- Organisation chart, entities, shareholders and board composition.
- Financial statements, activities, countries and intended corporate changes.
- Previous policies and claims or known circumstances.
How Mint helps
We organise your needs, present the risk and compare proposals with you. Before you choose, we explain the cover, limits and cost. During the policy period, we support changes, claims and renewal, with a team you can speak to.
Talk to an adviserBefore you decide.
Is it only for large businesses?
The decision starts with structure and exposure, not size alone. We assess the business, its directors and their obligations before seeking a proposal.
Does general liability serve the same purpose?
They address different needs. We coordinate operating liability with management exposure and, where relevant, professional liability.
Should subsidiaries be declared?
We identify them during assessment alongside directors’ roles and request clear group scope in the proposal.
What if ownership changes?
We review the intended transaction and seek insurer assessment before assuming continuity on existing terms.
Let’s design
your coverage.
Tell us about D&O · Directors & officers. Our team will help with the next step.
WhatsApp +507 6206-0087 ↗