Buildings and installations
Protection for the building’s structure, fixed installations and improvements.
Business fire insurance
Protection for your building, equipment and stock.More information
Insurance for your business premises, equipment and stock, with protection for fire and other property damage. We help you choose coverage that reflects the assets you want to protect.
Fire & commercial multi-risk
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Protection for your business
More about this coverage
Protect your premises, equipment and stock with insurance for fire, natural events and other property damage. Additional business interruption coverage can help with ongoing expenses and lost profit while you restore operations.
Choose coverage for buildings, improvements, machinery and stock, with insured amounts based on their rebuilding or replacement costs. We explain the available options and how a claim payment would be calculated.
Debris removal can help prepare the site for repairs. Business interruption coverage provides a different kind of support: help with lost profit and ongoing expenses while you restore operations. We help you choose the amount and period of protection your business needs.
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01Building and contents 01 / 03Building, installations and contents
Contents and stock
Protection for furniture, equipment, machinery, raw materials and stock at your insured locations.
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02Fire and natural events 02 / 03Fire and natural events
Fire, lightning and explosion
Help with repair or replacement costs after damage caused by fire, lightning or explosion.
Earthquake, water and windstorm
Additional protection for damage caused by earthquakes, floods, water and windstorms.
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03Recovery and continuity 03 / 03Debris removal and business continuity
Debris and recovery
Help with debris removal after insured damage, alongside the cost of repairing your property.
Business continuity
Additional coverage for lost profit and ongoing expenses while your business recovers from insured property damage.
Each proposal has its own scope. Before you choose, we confirm the benefits and limits offered and explain them to you.
Start with your situation
What we review together.
These details help us compare suitable options. We can start with a conversation and help you gather the documents.
- Addresses, activities, construction and fire protection measures.
- Separate values for buildings, improvements, equipment and stock.
- Current policies, lender requirements and time needed to resume operations.
How Mint supports you
A plan that fits
We compare options for your business.
Policies and changes
Help keeping your policy up to date.
Claims support
Guidance and follow-up when you need it.
Renewal
We review your needs before renewal.
Common questions.
Should I insure the building, contents or both?
It depends on what you own and what you are responsible for. If you rent, we review your contents and improvements; if you own the property, we also review the building. We help you choose amounts for the assets you want to insure.
How do we determine insured values?
We review what it would cost to replace your contents or rebuild the property. We also explain the difference between the amount you insure and how a claim would be settled, so you can compare quotes on the same basis.
How do fire and multi-risk coverage differ?
Fire insurance protects property against the events included in the policy. A multi-risk plan can bring in other protection, such as theft, liability and equipment. We help you compare the combination your business needs.
Can several locations be included?
We can ask insurers to include several locations. We describe the activity, construction and values at each site so the coverage and insured amounts can be set out clearly.