Fire and explosion
Protection for the machine and its declared components against damage from fire, lightning or explosion.
Heavy equipment insurance
Protection for excavators, cranes and other machines your business relies on.More information
Protect the machines your business relies on. We review excavators, cranes, forklifts and other mobile equipment based on the work they do, their value and where they operate.
Heavy equipment
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Protection for your business
More about this coverage
Protect the machinery your business relies on, whether it is working, standing idle or moving between sites. We help you compare accidental-damage coverage for your equipment and explain where motor or machinery breakdown insurance may also be needed.
Keep cranes, excavators, forklifts and other mobile equipment protected while working or standing idle, with options for movements between sites. We help you choose coverage for each machine, its attachments and the conditions in which it operates.
If equipment also travels on public roads, we help coordinate vehicle, machinery and liability insurance. You receive a clear explanation of the insured values and claim payments, so you can compare the protection each option provides.
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01The machine and its value 01 / 03Fire, collision and overturning
Collision and overturning
Help with damage caused by collisions and overturning while the equipment is in use.
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02Theft and natural events 02 / 03Theft and natural events
Theft
Protection against theft of your equipment and damage caused by attempted theft.
Natural events
Protection for damage from floods, landslides and other included natural events.
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03Operations and replacement 03 / 03Operating accidents and replacement
Operating accidents
Help with sudden accidental damage during operation, including operating errors included in the policy.
Equipment replacement value
An insured value that reflects the machine, its attachments and associated replacement expenses. We explain how each option calculates a claim payment.
Each proposal has its own scope. Before you choose, we confirm the benefits and limits offered and explain them to you.
Start with your situation
What we review together.
These details help us compare suitable options. We can start with a conversation and help you gather the documents.
- Inventory with make, model, serial number, year, value and attachments.
- Work performed, locations, movements and storage conditions.
- Ownership or hire, maintenance and damage history.
How Mint supports you
A plan that fits
We compare options for your business.
Policies and changes
Help keeping your policy up to date.
Claims support
Guidance and follow-up when you need it.
Renewal
We review your needs before renewal.
Common questions.
Does it also cover road travel?
Tell us if the equipment travels on public roads. Some registered machines need both vehicle and heavy equipment insurance because driving to a site and working on it are different activities.
Is it the same as machinery breakdown?
No. Heavy equipment insurance mainly concerns mobile and contractors’ equipment. Fixed machinery such as pumps and elevators needs a different review. We help you identify the right protection for each machine.
Can I insure rented equipment?
Yes. We check the rental agreement, who owns the equipment and who is responsible for damage, then ask insurers for coverage that reflects your obligations.
What happens when equipment moves to another site?
Let us know the new location, the work planned and how the equipment will be moved. We share those changes with the insurer so it can review the coverage for the new job.