Heavy equipment
Fleets

Heavy equipment

Your machinery is the engine of your operation. We insure excavators, cranes, forklifts and unplated equipment against damage, theft and liability — on and off the site.

Heavy equipment is a huge investment and a distinct source of risk: it works on difficult terrain, moves between projects and doesn’t travel public roads, so it needs coverage different from a car. We structure the policy for own damage, theft and liability, with options for machinery breakdown and transit.

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Mint Group · Commercial brand of Pledge Co, S.A. · SSRP PJ 995
We represent
Internacional de SegurosMAPFRESURAASSAMercantilAcertaAncónCHUBB
Express QuoteQuote your heavy equipment
Ideal for
Construction firmsMining and agribusinessEquipment-rental companiesPort and logistics operations

What your policy can cover

01
Own physical damage
Repair or replacement of the machinery after accidental damage.
02
Total & partial theft
Payout for theft of the whole unit or its components.
03
Rollover & collision
Coverage for accidents during operation or transit.
04
Operating liability
Third-party damage caused by the machinery in operation.
05
Transit between projects
Protection while the equipment moves from one site to another.
06
Machinery breakdown (optional)
Coverage of internal mechanical and electrical failures.

Additional coverages & options

Don’t see what you’re looking for? There’s far more — we work with nearly every coverage in the market. Tell us what you need.

+Equipment rented to third parties
+Operator personal accident
+Business interruption from downtime
+Spare parts and components
+Marine transit coverage
+Assistance and major towing

When your policy responds

Excavator rollover
A machine rolls over on uneven ground. The policy covers the repair of the damage.
Theft on site
A generator is taken from the site. Theft coverage indemnifies the loss.
Damage to a third party
The crane damages a neighboring structure. Operating liability responds to the claim.

Frequently asked questions

What people ask us most about this coverage.

Is it insured like a normal car?
No. Heavy equipment has its own risks and needs a specialized policy, different from a street vehicle.
Does it cover unplated equipment?
Yes, it precisely covers machinery that doesn’t travel public roads.
What if I rent the machinery?
There is coverage for equipment rented to or from third parties; we structure it to your operation.
Does it cover mechanical breakdown?
It can be included as optional machinery-breakdown coverage.
Let’s design your coverage.
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This content is general and informational. Coverages, limits and exclusions are governed by the conditions of each policy and carrier.
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