Local issuance
We coordinate assessment of the policy needed by the Panama operation within the group programme, confirming the entities and activities submitted.
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Fronting
We connect your Panama operation with the group’s international insurance programme, reviewing local issuance and coordination with headquarters and insurers.
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A complete view.
Fronting is a local issuance arrangement linked to a programme and its reinsurance; it does not itself describe the risks insured. The task is to align subsidiary needs, local policy and international structure. Mint organises that discussion so entities, values, limits and claims handling are reviewed together.
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01Panama and headquarters 01 / 03A global programme. A local policy.
Programme and local policies
We review the relationship between the international structure and local contracts. Scope must be identified in the relevant documents.
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02Lines, values and limits 02 / 03Align the programme.
Values and limits
We organise locations, assets and required subsidiary limits, allowing local information to be compared with the international programme.
Coordinated insurance lines
Depending on the programme, property, liability, cargo or financial lines may be assessed. Fronting does not automatically include these covers.
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03Claims, changes and renewal 03 / 03Coordination continues.
Claims and communication
We establish contacts and the process for reporting a local claim so the subsidiary and headquarters understand the next steps.
Changes and renewal
We coordinate new locations, values and activities with programme participants. Local review should follow group changes.
These are areas to assess, not a promise that every plan includes them. We confirm the proposed scope, benefits and limits with you before you choose.
Align subsidiary and programme information.
Headquarters may define an international structure, but local assets, people and obligations need accurate declarations. We organise information by entity and location to check issuance instructions, limits and dates, seeking local documentation that reflects the Panama arrangement.
Claims communication and follow-up responsibilities also need definition. Arrangements involving several parties benefit from clear contacts during issuance and the policy period. Renewal reviews asset values, activities and group structure to keep local and international information aligned.
Start with your situation
What we review together.
These details help us ask the right questions and compare options on a consistent basis. We can start with a conversation and organise the documents with you.
- Group structure, local entities and international programme contact.
- Master policy, issuance instructions and required local cover.
- Locations, values, limits and renewal schedule.
How Mint helps
We organise your needs, present the risk and compare proposals with you. Before you choose, we explain the cover, limits and cost. During the policy period, we support changes, claims and renewal, with a team you can speak to.
Talk to an adviserBefore you decide.
Is fronting an additional coverage?
It is an arrangement for coordinating issuance and the programme. Coverages are identified in the agreed policies and documents for each risk.
Can Mint work with headquarters?
Yes. We organise Panama information and coordinate review with programme managers and participating insurers.
Does a multinational programme work identically for every subsidiary?
We review each operation’s needs and requirements. International coordination should consider appropriate local issuance and scope.
What do we request from headquarters?
Programme instructions, entities, contracts and responsible contacts provide a starting point, followed by Panama-specific values and exposures.
Let’s design
your coverage.
Tell us about Fronting. Our team will help with the next step.
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