Goods and equipment
Declared business assets against covered forced-entry burglary. We review stock and concentration of values at each location.
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Theft & burglary
Protect your business’s goods, equipment and valuables against theft. We review your premises, security and any movement of valuables you need to insure.
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Understand your protection.
Forced-entry burglary differs from robbery of a person carrying valuables. A proposal needs to identify the assets and theft event being insured. Mint examines premises, stock and cash handling to compare cover inside and outside the premises with limits suited to your operation.
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01Goods and equipment 01 / 03What you keep in your business.
Robbery inside the premises
Options for property or valuables taken by force or intimidation. We define the insured property and the relevant limit.
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02Money and safekeeping 02 / 03Valuables, inside and outside.
Valuables outside the premises
We can assess robbery during cash or valuables movements. Custodians, routes and maximum amounts carried matter.
Safe burglary
A specific section can address forced entry to safes. We review specifications, location and stored values.
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03Damage and insured events 03 / 03Understand your protection.
Damage from theft or attempted theft
Alongside stolen assets, we assess premises damage caused during a covered event, helping account for the cost of reopening.
Clearly defined theft events
We review theft without force, burglary, robbery and employee dishonesty separately. Each requested protection and limit should be identified.
Each proposal has its own scope. Before you choose, we confirm the benefits and limits offered and explain them to you.
Define the event to choose well.
Burglary, robbery and theft without force need separate review. Commercial theft proposals describe how property is taken and which assets are protected. We use operating examples: a locked warehouse, a public-facing cashier and someone carrying valuables require different questions.
The theft sum deserves its own review. We assess maximum stock, money and equipment by location, alongside safes and controls. Employee acts and cargo movements may require coordinated fidelity or cargo insurance rather than an assumption that one section addresses every loss.
Start with your situation
What we review together.
These details help us ask the right questions and compare like with like. We can start with a conversation and help you organize the documents.
- Activities, addresses, opening hours and security measures.
- Inventory and maximum stock, cash and valuables amounts.
- Safes, valuables movements and loss experience.
How Mint helps
We take time to understand what you need, present the details to insurers and compare proposals with you. Before you choose, we explain the cover, limits and cost. Then we stay by your side for changes, claims and renewals, with a team you can talk to.
Talk to an adviserBefore you decide.
Is employee fraud included?
We assess it under employee dishonesty or crime cover with its own definition and limit, coordinating it with commercial theft where both are needed.
How do we choose a theft limit?
We review maximum asset concentration rather than average stock alone, and separate cash, goods and equipment to present the sums you need.
Can sales staff’s valuables away from premises be assessed?
Yes. We review custodians, routes and maximum amounts for appropriate off-premises robbery assessment.
Which records help prepare the cover?
Inventories, cash controls and security descriptions help define values and exposure. We guide you on insurer requirements.
Let’s design
your coverage.
Tell us about Theft & burglary. Our team will help with the next step.
WhatsApp +507 6206-0087 ↗