← Insurance for you

Boats and yachts

Protect your boat or yacht so you can enjoy it. We compare hull, engine, equipment and liability options around how and where you sail.

Explore the next step ↓
A leisure motor yacht moored at a marina.

Protection worth understanding.

Boat and yacht insurance protects your investment in a leisure vessel and can be complemented by liability and medical benefits for people aboard. Engine and equipment values and navigation areas matter. Mint reviews actual use, from leisure trips to sport fishing, to seek understandable and useful protection.

  1. 01Hull, engines and navigation
    01 / 03

    Your boat or yacht. Its own protection.

    Hull and engines

    Options for partial damage and total loss. We review hull, engines and installed equipment to establish the value to protect.

    Accidents on the water

    Collision, sinking and grounding deserve attention. We compare protection for the vessel and declared navigation area.

  2. 02Damage and liability
    02 / 03

    Support at the dock and beyond.

    Fire and theft

    We review fire and vessel theft protection, considering usual journeys and where the boat is moored or stored.

    Third-party liability

    Options address injury to other people or damage to other boats and property. We assess limits around vessel use.

  3. 03People, equipment and transport
    03 / 03

    What you bring on board matters.

    Medical expenses aboard

    You can assess accident medical expense protection for occupants, distinguishing it from third-party liability.

    Equipment and road transport

    We identify fishing gear, personal effects and trailer use for assessment. The proposal should state which items and movements are included.

Is your boat or yacht part of a business activity? We review the declared use to assess the appropriate marine programme.

Explore commercial marine protection

These are areas to assess, not a promise that every plan includes them. We confirm the proposed scope, benefits and limits with you before you choose.

Choose around how you enjoy your boat.

Leisure boats are assessed with engines, equipment and value, as well as navigation and storage. We review marinas, routes, trailers and usual journeys. Fishing gear and special items are identified for assessment separately from installed equipment forming part of the vessel.

Liability and medical expenses aboard are different. Damage to another boat involves liability; treatment of an injured occupant may involve a contracted medical benefit. We explain both and their relationship to hull and engines so the programme is clear.

Start with your situation

What we review together.

These details help us ask the right questions and compare options on a consistent basis. We can start with a conversation and organise the documents with you.

  • Make, model, year, registration, hull value, engines and equipment.
  • Leisure or sport-fishing use, marina and navigation areas.
  • Usual crew, maintenance, surveys and current insurance.

How Mint helps

We organise your needs, present the risk and compare proposals with you. Before you choose, we explain the cover, limits and cost. During the policy period, we support changes, claims and renewal, with a team you can speak to.

Talk to an adviser

Before you decide.

Is the engine protected in the same way as the hull?

We review both valuation and scope. Covered accidental damage should be distinguished from routine maintenance and repairs, with settlement for each component understood.

Can I expand my navigation area?

Before a trip beyond the declared area, we discuss route and dates and seek assessment. We also review changes in use and new equipment.

Can older boats be assessed?

We review age, condition, value and surveys to seek alternatives. Age helps determine the structure available for assessment.

Is leisure use the same as chartering the boat?

They are different activities. Charter or commercial service is declared and assessed under an appropriate arrangement rather than assumed to fit leisure cover.

Let’s design
your coverage.

Tell us about your boat or yacht, where you navigate and its equipment. We help you compare options to protect it.

WhatsApp +507 6206-0087 ↗

Request your quote

We’ll use these details to respond to your request. Privacy notice.

← Explore all coverage
Mint Group Express quote