Damage to the works
Protection for materials and completed work against fire, explosion and other accidental damage during construction.
Construction all risks insurance
Protection for your project and damage to others during construction.More information
Protection for your project while construction is underway. We review property damage, liability and each stage of the work to build coverage around your contract.
- Damage and theft during construction
- Earthquake, flooding and third-party damage
- Debris removal and maintenance period
Construction all-risks (CAR)
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Protection for your business
- Damage and theft during construction
- Earthquake, flooding and third-party damage
- Debris removal and maintenance period
More about this coverage
Protect the work you are building against accidental damage during construction. We help you compare project coverage, liability to others and relevant extensions, while keeping equipment insurance and performance bonds clearly distinguished.
Protect the work in progress, materials and completed sections of your project, with liability protection for the surrounding property and other people. We help you choose coverage for the construction stages and update it as the project develops.
Installation, testing and commissioning can require specific protection, as can the maintenance period after completion. We help you compare those options and coordinate them with your contract’s insurance requirements.
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01Works and materials 01 / 03Damage and theft during construction
Forced-entry theft
Protection for insured materials and property following forced-entry theft.
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02Natural events and third parties 02 / 03Earthquake, flooding and third-party damage
Earthquake and flood
Additional protection for damage from earthquakes, floods and other included natural events.
Third-party liability
Liability protection for injury to other people or damage to neighboring property arising from construction.
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03Recovery and maintenance 03 / 03Debris removal and maintenance period
Debris removal
Help with debris removal after insured damage so repairs and construction can proceed.
Maintenance period
Options to extend protection into the project’s agreed maintenance period.
Each proposal has its own scope. Before you choose, we confirm the benefits and limits offered and explain them to you.
Start with your situation
What we review together.
These details help us compare suitable options. We can start with a conversation and help you gather the documents.
- Contract, itemized budget, plans and scope of works.
- Location, available ground studies and schedule.
- Contractor experience, subcontracts, equipment and neighboring property.
How Mint supports you
A plan that fits
We compare options for your business.
Policies and changes
Help keeping your policy up to date.
Claims support
Guidance and follow-up when you need it.
Renewal
We review your needs before renewal.
Common questions.
Is it the same as a performance bond?
Construction insurance addresses damage to the work and any liability coverage included in the policy. A performance bond guarantees an obligation to the beneficiary. We help coordinate both.
What if the duration or budget changes?
Let us know when the budget or schedule changes. We help you request an update before the next stage of work, so the insurer has current values and dates for the project.
Is the contractor’s equipment automatically included?
The equipment needs to be listed and considered specifically. Depending on how it is used and the project’s arrangements, it may need a separate heavy equipment policy.
Can you assess refurbishment works?
We can review renovation work too. Tell us about the work, the existing building and your responsibilities to the owner and neighbors, and we will help you seek suitable coverage.