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Cargo & transport

Keep your goods protected along the way. We review cover for imports, exports and local deliveries by road, sea or air.

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Palletised cargo in a truck at a distribution loading dock.

Understand your protection.

Cargo insurance protects the interest in the goods; it does not replace truck or vessel insurance. It can be arranged for a specific shipment or recurring movements. Mint reviews who bears the risk, the route and the cargo value to seek cover aligned with your trading activity.

  1. 01Routes and modes of transport
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    From origin to destination.

    Road transport

    Options for goods in owned or third-party vehicles, including events such as fire, collision and overturning. We review routes and cargo type.

    International shipments

    Protection for imports and exports through declared sea, air and road transits. We coordinate the journey’s stages.

  2. 02Shipments and programs
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    Every shipment needs an arrangement.

    Named perils or broader cover

    Cargo clauses A, B and C offer different scopes. We explain the difference and seek the form appropriate to the goods and journey.

    Single shipments or open program

    For frequent movements we assess an open cargo arrangement, reviewing shipment declarations and maximum values per transit.

  3. 03Handling, value and sensitivity
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    What makes your cargo different.

    Theft and cargo handling

    We assess theft, loading, unloading and intermediate stops as specific exposures. The offer should identify which form part of the insured transit.

    Sensitive goods

    For refrigerated, fragile or high-value goods, we describe packaging, temperature and controls and request a specific assessment.

Each proposal has its own scope. Before you choose, we confirm the benefits and limits offered and explain them to you.

The complete cargo journey.

Trading terms help identify who needs to insure the interest in the goods. We review origin, destination, transport methods and transfer points, alongside packaging and value. Single-shipment cover can serve one movement; an open program can support recurring shipments through agreed declarations.

Cargo clauses A, B and C have different scope. We compare broad cover and named perils against the cargo, submitting theft, refrigeration or special transit stages where relevant. The proposal should identify where insured transit starts and ends and the maximum per shipment.

Start with your situation

What we review together.

These details help us ask the right questions and compare like with like. We can start with a conversation and help you organize the documents.

  • Goods type, packaging, value and shipment volume.
  • Origin, destination, transport methods and intermediate storage.
  • Trading terms, buyer or seller responsibilities and loss experience.

How Mint helps

We take time to understand what you need, present the details to insurers and compare proposals with you. Before you choose, we explain the cover, limits and cost. Then we stay by your side for changes, claims and renewals, with a team you can talk to.

Talk to an adviser

Before you decide.

Can I insure one shipment?

Yes, single shipments and recurring-movement programs can be assessed. Frequency and shipment values help determine the arrangement.

Is it the same as carrier liability?

They protect different interests. We review ownership and risk in the goods to assess cargo protection alongside transport responsibilities.

Must each movement be declared?

It depends on the arrangement. We review open-policy declarations and single-shipment information so you understand how to use the cover.

Can refrigerated goods be assessed?

Yes. We review goods, temperature, packaging, equipment and journey, seeking a specific cold-chain assessment rather than assuming inclusion.

Let’s design
your coverage.

Tell us about Cargo & transport. Our team will help with the next step.

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Mint Group Express quote