Death benefit
Financial support for an employee’s chosen beneficiaries following a natural or accidental death.
Group life insurance
Financial support for your employees’ families.More information
Financial support for the families of the people who work with you. We help you build a group life plan with benefit amounts that fit your business.
Group life
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Protection for your business
More about this coverage
Offer your employees a meaningful benefit for their families, with life insurance and additional support for accidents and disability. We help you choose the level of protection and explain the benefits clearly to your team.
A group life plan provides financial support for families and can also include benefits employees use during their lifetime. Options include an early payment for terminal illness, accident benefits and disability support. We explain how the benefits work together, including which are additional payments and which use part of the life insurance amount.
We help employees understand their benefits and keep their beneficiary details current. Your business has support when people join or leave, and families have guidance through the claim process. At renewal, we review the plan against the support you want to provide.
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01Support for the family 01 / 03Financial support for families
Funeral expense advance
Early access to part of the life insurance benefit to help the family with funeral expenses.
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02Additional benefits 02 / 03Early payments and accident protection
Terminal illness
Early access to part of the life insurance benefit following a covered terminal illness diagnosis, providing support during the employee’s lifetime.
Accidental death and dismemberment
Additional financial support for beneficiaries after a fatal accident, or for the employee after a permanent physical loss caused by an accident.
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03Accidents and disability 03 / 03Disability and medical expenses
Total and permanent disability
Financial support for an employee with a total and permanent disability, with the form of payment determined by the benefit selected.
Accident medical expenses
Help with medical treatment costs after an accident, complementing the team’s health and personal accident benefits.
Each proposal has its own scope. Before you choose, we confirm the benefits and limits offered and explain them to you.
Start with your situation
What we review together.
These details help us compare suitable options. We can start with a conversation and help you gather the documents.
- A list of employees, their occupations, ages and benefit categories.
- Intended benefit per person or category and employer budget.
- Existing plan, beneficiaries and current health or accident benefits.
How Mint supports you
A plan that fits
We compare options for your team.
Employee changes
Help when employees join or leave.
Guidance and claims
Support when using the policy.
Renewal
We review your program each year.
Common questions.
Is it the same as personal accident insurance?
No. Group life can provide a benefit after a natural or accidental death. Personal accident insurance focuses on injuries and other consequences of an accident. We help you decide how the two could work together for your employees.
How do we choose the benefit amount?
We start with the support you want to offer, your employee groups and a budget you can sustain. We explain the options and help keep employee and beneficiary records up to date.
Is a terminal illness advance paid on top of the life insurance benefit?
It is an early payment of part of the life insurance benefit, rather than an extra payment on top. We explain the amount available and what would remain for the beneficiaries.
What information do beneficiaries need?
We explain which documents the family needs for a claim and follow up with the insurer. Keeping beneficiary names and contact details current helps us support them when they need it.