Assets and premises
We review buildings, improvements, stock and equipment for fire, allied perils and technical sections, identifying values at each location.
Your insurance plan should start with how your business works. We look at your people, assets, liabilities and contracts together to design cover that fits.
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Tailored insurance begins with an assessment rather than a product list. Mint reviews risk concentrations and business commitments, then compares packages and specific policies with defined sums and scope. The program may involve several contracts; each should serve a purpose within an understandable whole.
We review buildings, improvements, stock and equipment for fire, allied perils and technical sections, identifying values at each location.
We assess third-party damage, professional services and management duties as different exposures. Contracts help identify requested limits.
We assess employee health, life and accident benefits and the needs of partners or key people, coordinating benefits with budget and workforce.
We assess vehicles, mobile plant and cargo transit separately. Each asset and journey needs an appropriate description.
We assess interruption losses, valuables handling and digital risks as specific needs. Their combination depends on actual operations.
A project, new site or contract can change the program. We review guarantees, construction and international coordination before new obligations are assumed.
Each proposal has its own scope. Before you choose, we confirm the benefits and limits offered and explain them to you.
Assessment starts with activities and relationships: what you sell, how services are delivered, where assets are located and which contracts are signed. We identify the people, assets and liabilities supporting operations, prioritize needs and compare existing policies before deciding what to retain, adjust or seek.
Comparison should present cover, sums and terms on a consistent basis. Packages may suit some activities; others need specific contracts or international coordination. We explain each part and identify changes to review during the year, including locations, stock, employees, contracts and growth.
These details help us ask the right questions and compare like with like. We can start with a conversation and help you organize the documents.
We take time to understand what you need, present the details to insurers and compare proposals with you. Before you choose, we explain the cover, limits and cost. Then we stay by your side for changes, claims and renewals, with a team you can talk to.
Talk to an adviserWe do not start with that assumption. We review what already works, identify needs and present alternatives for an informed decision.
We support changes in assets, people and activities during the policy period, reviewing experience and priorities before renewal.
Yes. We review the wording against operations and available proposals so you understand how to address it.
We organize entities, activities and values by location to support program design and updates.
Tell us about Custom policies. Our team will help with the next step.
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