Fleets

Vehicle fleets

All your vehicles under one policy, with centralized claims and renewal management. Less paperwork, better volume terms.

Managing ten, fifty or a hundred vehicles with separate policies is an operational nightmare. A fleet policy unifies everything under one contract and conditions, with better volume terms, a single claims channel and clear data to manage costs. Ideal for distribution, transport, construction and any company with vehicles serving the business.

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Mint Group · Commercial brand of Pledge Co, S.A. · SSRP PJ 995

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Ideal for

Distribution and logisticsTransport companiesConstruction firmsHeavy equipment and machinery

What your policy can cover

One policy, whole fleet

Cars, trucks, buses and heavy equipment — plated or not — under one contract.

Extended liability

Third-party damage with limits matched to your operation’s risk.

Own damage & theft

Collision, rollover, total or partial theft of each unit, by plan.

Unplated heavy equipment

Coverage for machinery and equipment that doesn’t travel public roads.

Centralized claims

A single channel for shops, adjusters and replacements across the fleet.

Data per unit

Loss-ratio and cost-per-vehicle reports to optimize decisions.

Additional coverages & options

Don’t see what you’re looking for? There’s far more — we work with nearly every coverage in the market. Tell us what you need.

+Replacement vehicle for key units

+Legal costs and bonds

+Personal accident for the driver

+Goods in transit

+Fleet roadside assistance

+Major towing cost coverage

When your policy responds

Adding and removing units

You buy three new trucks. We add them to the policy instantly, no separate contracts.

A unit has an accident

A vehicle crashes on route. One channel handles the shop and the third party without stopping your operation.

Data-driven renewal

At renewal, we show loss ratio per unit and negotiate terms based on your real history.

Frequently asked questions

What people ask us most about this coverage.

How many vehicles make a fleet?

It depends on the carrier, but many fleet schemes start around 5 units. We assess it with you.

Can I mix vehicle types?

Yes. Cars, trucks, buses and heavy equipment can share one fleet policy.

How are claims handled?

With a single point of contact for the whole fleet — we coordinate each case end to end.

Is it cheaper than separate policies?

Usually yes: volume and a good loss ratio unlock better terms.

Let’s design your coverage.

Let’s talk about your fleet WhatsApp

This content is general and informational. Coverages, limits and exclusions are governed by the conditions of each policy and carrier.

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