Premises and operations
Liability protection for accidental injury or property damage connected with your business premises and activities.
Business liability insurance
Protection against injury or damage to others during business activities.More information
Liability protection for your business activities, with help for legal defense and claims. We help you choose coverage for your premises, your work and the responsibilities you take on.
- Third-party damage and legal defence
- Contractors and employer liability
- Property in your care and occupied premises
General liability
Request a quote
Protection for your business
- Third-party damage and legal defence
- Contractors and employer liability
- Property in your care and occupied premises
More about this coverage
Liability protection for your business, with help for legal defense and claims involving injury or property damage. We help you compare options for your day-to-day activities, including work away from your premises.
Choose liability protection for customer visits, work at other premises and property entrusted to your business. Extensions can address contractors, employees and other responsibilities specific to your activities.
We help you compare legal defense, coverage limits and client contract requirements. If your work also calls for professional liability or directors and officers insurance, we explain how those policies fit into your program.
-
01Operations and claims 01 / 03Third-party damage and legal defence
Claims defense
Help with the legal costs of defending a liability claim. We explain how defense costs relate to the coverage limit.
-
02Contractors and employees 02 / 03Contractors and employer liability
Contractors and subcontractors
Options for liability arising from contractors and subcontractors working within your operation.
Employers’ liability
Additional protection for the business’s civil liability following certain employee accidents.
-
03Custody and occupancy 03 / 03Property in your care and occupied premises
Property in care and control
Options for liability involving customers’ or other people’s property in your care.
Owners’ or tenants’ liability
Liability protection connected with premises you own or rent.
Each proposal has its own scope. Before you choose, we confirm the benefits and limits offered and explain them to you.
Start with your situation
What we review together.
These details help us compare suitable options. We can start with a conversation and help you gather the documents.
- Full activities, turnover, locations and workforce size.
- Contracts, off-site work and third-party property handled.
- Required limits, previous claims and existing liability policies.
How Mint supports you
A plan that fits
We compare options for your business.
Policies and changes
Help keeping your policy up to date.
Claims support
Guidance and follow-up when you need it.
Renewal
We review your needs before renewal.
Common questions.
Does it include errors in professional services?
Errors in professional services need separate consideration under professional liability insurance. We review the services you provide and help you compare that protection alongside liability for your premises and business activities.
How is the limit chosen?
We help you choose a limit that reflects your activities, the people and property involved, and your contractual responsibilities. You can compare the available protection and cost before deciding.
Can it cover work away from our premises?
We can request protection for work away from your premises. Tell us where you work, what you do and what your contracts require, so those activities can be considered from the start.
Should the limit match a customer’s requirement?
A client’s requirement gives us a starting point. We also consider your wider business responsibilities and help you compare the amounts and protection available.