§ What we stand for
A brokerage with the depth, scale and standing to serve Panama’s most demanding accounts — while preserving the closeness that matters most, at the moments that matter most.
"From humble beginnings we've grown to stand beside some of the largest organizations in the country. What makes us proudest, though, is keeping one promise: never losing the personal touch. A large broker can still feel boutique — that is the achievement we treasure."
— Alex Ramos & Lourdes Vargas · Managing Partners
— Alex Ramos & Lourdes Vargas · Managing Partners
10+
in the market since
5.000+
people insured
and dozens of group programs
and dozens of group programs
§ For you and your family
A trusted advisor, always one call away.
Auto, health, life and home. We evaluate every insurer in the market and stand beside you — the same faces — through every claim, renewal and life stage.
§ How we work
One clear process, for you and for your business.
For you and your family
4 steps
01
Listen
What you need to cover today, and what’s changing in your life or family tomorrow.
02
Compare
We source proposals across the market and present only the options worth considering.
03
Execute
Paperwork, credentials, procedures — we handle every detail on your behalf.
04
Stay engaged
Claims, renewals, changes — with the same people who know your policy.
For your business
5 steps
01
Assess
We review the current policy — structure, utilization, opportunity. Or design from a blank sheet.
02
Design
A program engineered for the organization, aligned to its workforce and objectives.
03
Implement
Enrollment, credentials and information sessions delivered with discipline.
04
Engage
On-site presence, 1:1 consultations, and health and wellness sessions across nutrition, vision and dental.
05
Report
Clear utilization and trend reporting — an actionable resource for HR leadership.
§ In their words
Why our clients stay with us.
Corporate client
"We’ve been with Mint Group for years. Always the most attentive and the most capable. We consistently secure the best terms on our coverage. It’s hard to match."
Refrescos Tropicales
Corporate program
Personal · Health · 5 years
"I pick up the phone and Lourdes answers. I never have to explain my policy twice. Claims are effortless."
Cesar Berrio
Bonds · 3 years
"They’ve managed every bond across our projects. Renewed year after year at the best available rate."
Alexis Aguila
§ Let’s begin
Schedule a conversation with one of our partners.
Thirty minutes. We’ll review your current program, identify opportunities and provide a candid diagnostic — no commitment required.