Does it apply if I rent my home out?

Yes, with the right conditions. We structure the policy based on whether you live in, rent or use it seasonally.

Personal insurance

Home insurance

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Mint Group · Commercial brand of Pledge Co, S.A. · SSRP PJ 995

We represent

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Ideal for

Owned homesApartmentsMortgaged propertiesRental or beach houses

What your policy can cover

Fire & allied perils

Fire, lightning, explosion and smoke — the core of any home policy.

Natural events

Flood, storm, earthquake and other events, per the coverages taken.

Theft of contents

Replacement of your belongings after a break-in with violence.

Water damage

We cover damage to structure and contents from burst pipes and leaks.

Family liability

Covers, under liability, damage you or your family cause to third parties — neighbors included — on or from your property.

Temporary housing costs

Accommodation while your home is uninhabitable after a covered loss.

Home assistance & emergencies

Plan-dependent: emergency medical help at home, plumbing, locksmith and electrician, one call away.

Renter protection

Renting? Policies that cover your contents and your liability to third parties as a tenant.

Jewelry, art & valuables

Specific coverage for jewelry, artwork and valuables at home, plan-dependent.

Additional coverages & options

Don’t see what you’re looking for? There’s far more — we work with nearly every coverage in the market. Tell us what you need.

+Jewelry, art and valuables

+Electronics and computer equipment

+Glass breakage

+Contents at replacement value

+Domestic-worker coverage

+Appliance damage from power surges

When your policy responds

Short circuit and fire

An appliance sparks a kitchen fire. The policy covers structural repair and replacement of contents.

Leak from upstairs

Water damages your ceiling and furniture. We handle the water-damage claim until everything is restored.

Theft on vacation

Your home is broken into while you travel. Contents coverage replaces what was taken per the insured inventory.

Frequently asked questions

What people ask us most about this coverage.

Is the bank’s insurance enough?

We quote policies that compete with the bank’s — with extra benefits and coverage at equal or better rates. Call us to improve the policy you have today, or before you sign your mortgage so we can quote and compare.

How do I know how much to insure?

We guide you to the right amount: there are several ways to approach it and we weigh them with you, so your home is neither under- nor over-insured.

Does it cover earthquake?

Yes — earthquake coverage is available and we recommend it in Panama. We include it in your quote.

What if I’m renting?

Yes — renter-specific policies exist: they cover your liability to third parties, your contents and more supports built for tenants.

Let’s design your coverage.

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This content is general and informational. Coverages, limits and exclusions are governed by the conditions of each policy and carrier.

Guide: home insurance cost in Panama →See all coverages →