Personal insurance

Auto insurance

✓Express quotesfrom the whole market — compare and decide.

✓Quick, simple issuancewith a few basic details.

✓With you all the way,from day one through every renewal.

ExpressQuote→ WhatsAppTalk to a broker

↓Quote just below

Mint Group · Commercial brand of Pledge Co, S.A. · SSRP PJ 995

We represent

Express QuoteQuote your car insurance

Ideal for

Private vehiclesFinanced carsNew driversHigh-value vehicles

What your policy can cover

Third-party liability

Injury, death and damage to others’ property that is legally your responsibility. The mandatory baseline to drive in Panama.

Collision & rollover

Repair of your vehicle after a crash or rollover, regardless of fault, subject to your deductible.

Total & partial theft

Payout if your car is stolen and replacement of parts in cases of partial theft or accessory loss.

Natural events

Flooding, storms, falling trees and other events increasingly common in the country.

Medical expenses for occupants

Care for the driver and passengers injured in an accident, up to the contracted limit.

24/7 roadside assistance

Towing, tire change, jump-start, locksmith and road help at any hour.

If someone hits you

We coordinate the tow and an ambulance on site if needed, and run the claim against the at-fault driver's insurer.

Deductible waiver

Plans that waive your deductible when the at-fault third party is identified — plus zero-deductible options.

No parts depreciation

Plans that repair at the dealership with new parts, with no depreciation discounted.

Additional coverages & options

Don’t see what you’re looking for? There’s far more — we work with nearly every coverage in the market. Tell us what you need.

+Replacement car while yours is repaired

+Tire and rim coverage

+Legal costs and bail bond

+Foreign or tourist driver

+Coverage extension to Central America

+Zero deductible on collision

When your policy responds

Rush-hour crash

You rear-end another vehicle. Your liability covers the third party and your collision cover repairs your car; we coordinate both shops.

Stolen car

Your vehicle is stolen from a parking lot. We handle the police report, the adjustment and the total-loss payout at insured value.

Flash flood

A storm floods the street and damages the engine. With natural-events cover, the claim pays the repair.

Stranded at night

One call to the assistance line: the tow takes you to the shop and the event is covered under your plan — no extra cost.

The other driver is uninsured

Your collision coverage repairs your car without waiting on the third party, and we manage recovery from the at-fault driver.

Hit and run

If the at-fault driver flees, your own coverage responds and we walk the report and the full claim with you.

Frequently asked questions

What people ask us most about this coverage.

Is auto insurance mandatory in Panama?

Third-party liability is required by law. Own-damage, theft and natural-event coverages are optional but highly recommended.

Does it include a tow truck if I break down?

Yes — the full plans we quote include 24/7 roadside assistance: tow truck, tire change, jump start and locksmith.

What is the deductible?

The portion of each own-damage claim you cover yourself. A higher deductible means a lower premium — we help you find the right balance.

Does it cover other drivers?

Usually yes, as long as they drive with your permission and a valid license. We review each policy’s conditions with you.

What do I do after an accident?

You call us. We coordinate the adjuster, the shop and the insurer so your only job is getting back on the road.

Let’s design your coverage.

Quote my car WhatsApp

This content is general and informational. Coverages, limits and exclusions are governed by the conditions of each policy and carrier.

Guide: after a car accident in Panama →Guide: car insurance cost in Panama →Guide: mandatory vs. full coverage →Guide: what full coverage covers →See all coverages →