The structure and earthquake damage
Protection for direct earthquake damage to the insured building. We review walls, roofs, fixed installations and improvements to identify what your proposal should include.
Protection for your home
Earthquake insurance in Panama.
Your home deserves complete protection. We help you include earthquake cover in your home or fire insurance, with protection for the property and what you keep inside.
Mint Group · Insurance brokers · SSRP PJ 995
Your home insurance can also protect you against an earthquake.
Earthquake cover can be included in home, fire or multirisk insurance. At Mint, we start with your property: what needs protecting, for how much and how you would recover after damage.
Coverage for what you have built.
Your property, your belongings and the way back to everyday life. A proposal you can understand before you choose.
01 / 03
A foundation for starting again.
A value suited to the property
We help establish the value to insure and distinguish the building from the land, contents and shared property in a condominium.
02 / 03
What is inside matters too.
Your home contents
Furniture, clothing, equipment and other belongings can be insured as contents. We organise their values so the protection reflects what you have gathered over time.
Your apartment and the PH policy
We review the building policy alongside your unit, improvements and belongings. You can then choose with a complete view of your home’s protection.
03 / 03
Support for getting your space back.
Debris removal and temporary accommodation
You can assess options for debris removal and accommodation costs when covered damage prevents you from using your home. We review the amounts and scope you need.
A team to support you
If you need to claim, we guide you through the documents, present your case and follow up with the insurer. We also support policy changes and renewal.
The 2% deductible, clear from the start.
The percentage applies to the insured amount for the property item identified in the policy. Adjust that value to see how the example changes.
Calculation example before any policy minimum or maximum. Your proposal explains the deductible and its calculation base. The insurance premium is quoted separately.
$200,0002%
Illustrative 2% deductible
What is the price of earthquake insurance?
We quote protection within a home or property policy, with a proposal for your situation. To compare options, we review:
Quote my protection- Your property
- Location, construction type, use and property characteristics.
- What you want to insure
- Values for the building, improvements and contents.
- The cover you choose
- Earthquake, fire and the additional protection you need.
- Your existing policy
- Any bank or PH insurance, and the deductible in each proposal.
With those details, we compare options and explain price, coverage and deductible before you decide.
Let’s start with your home.
Leave your contact details. We can quote new protection or review your existing policy, with no commitment.
Your contact details are sent first. You can then complete the information about your home.
Review my policy on WhatsAppYour questions, answered clearly.
Is this separate from home insurance?
It is usually included within a home, fire or multirisk policy. We help you choose a proposal that identifies earthquake cover and the property you wish to protect.
Is 2% the price of the insurance?
The 2% in this example is the deductible: the part of the damage you bear under the policy’s calculation base. For an insured amount of $200,000 for that item, the illustrative calculation is $4,000. The premium is quoted separately.
Can you review the policy held with my bank or PH?
Yes. Share your policy or certificate and we review how it relates to your property, improvements and contents. We explain the options for organising the protection you need.
Can I insure my belongings as a tenant?
We can assess contents cover and other tenant needs. We start by identifying what belongs to you and what you want to protect against an earthquake.
Can I request insurance after an earthquake?
We can review your request and confirm availability and the start date with the insurer. New protection applies to covered events occurring during its policy period.