Accidental death
A sum for beneficiaries following covered accidental death. We assess the capital with your dependants in mind.
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Personal accident
Your work and everyday life deserve support after an accident. We assess financial protection, disability and medical expenses around your occupation and priorities.
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Protection worth understanding.
An accident can create treatment costs and affect your ability to work. Personal accident insurance can combine benefits for these consequences with capital for beneficiaries after covered accidental death. Mint reviews occupation and activities to compare useful individual protection alongside existing life and health cover.
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01Life and physical wellbeing 01 / 03Your life and those who depend on you.
Permanent disability
Protection for total disability or permanent physical losses caused by an accident. We compare definitions and benefit schedules.
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02Care and support 02 / 03Help with the impact of an accident.
Medical expenses
Options address treatment expenses for accidental injuries. We review amounts, documents and how to use the benefit.
Funeral expenses
Advance options can help with immediate costs. We explain their relationship to the main benefit.
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03Activity and recovery 03 / 03Work. Live. Recover.
Work and private life
Available 24-hour alternatives consider declared work and private activities. Occupation and recreation should form part of the assessment.
Recovery support
We assess whether hospital cash or temporary disability benefits should be requested for your activity and the options offered. These benefits should be identified in the proposal.
These are areas to assess, not a promise that every plan includes them. We confirm the proposed scope, benefits and limits with you before you choose.
Protect treatment and the effect on your life.
A medical bill and permanent disability are different consequences. Medical expenses address treatment; disability capital provides another form of support. We assess the combination around your work, income dependence and existing health insurance. Physical duties need accurate description.
Life outside work matters too: commuting, recreation and travel. We review 24-hour alternatives against declared activities, explaining who receives each benefit and which documents support a claim so you and your family understand the support.
Start with your situation
What we review together.
These details help us ask the right questions and compare options on a consistent basis. We can start with a conversation and organise the documents with you.
- Age, occupation and actual duties, including physical work.
- Sports, travel and activities to assess.
- Income, dependants and existing health and life insurance.
How Mint helps
We organise your needs, present the risk and compare proposals with you. Before you choose, we explain the cover, limits and cost. During the policy period, we support changes, claims and renewal, with a team you can speak to.
Talk to an adviserBefore you decide.
Does it replace health insurance?
It serves a specific purpose after accidents. We review it alongside health and life insurance so each protection addresses a need and you understand how to use them.
Can it suit a self-employed person?
We can assess your occupation and reliance on your income, understanding your actual duties and the support needed if injury affects your work.
Is disability compensation the same as medical expenses?
No. One addresses a lasting consequence of the accident; the other addresses treatment costs. We review both amounts and their roles.
Should I disclose sports and activities?
Yes. It helps us present your profile and seek appropriate assessment. Insurance should start with what you actually do.
Let’s design
your coverage.
Tell us about Personal accident. Our team will help with the next step.
WhatsApp +507 6206-0087 ↗